Posts Tagged Score
Will participating in Consumer Credit Counseling affect my credit score negatively in any way?
Posted by admin in Consumer Credit Counseling on February 14, 2012
Question by Steven C: Will participating in Consumer Credit Counseling affect my credit score negatively in any way?
Best answer:
Answer by Toodeemo
Absolutely. Any time there is an accomodation or payment that settles or otherwise compromises the original terms and ocnditions of the contract of repayment, there is going to be a negative report. In theory, the creditor can not agree not to report negative information. Most CCC programs require you to be in default before they will accept you, and most repayment programs by definition intending you are paying while in default. The question is, will making the payments for a lower amount be good in the long clipping than just allowing the neglect to continue, become more serious, without payment. For most people, the CCC programs are the better choice. But not all.
Add your own answer in the comments!
The Search For What Is a Good Credit Score: The Credit Community Offers Its Answer
Posted by admin in Consumer Credit Counseling on January 25, 2012
The Search For What Is a Good Credit Score: The Credit Community Offers Its Answer
Palouse, WA (PRWEB) October 12, 2011
Palouse Credit Consulting, known for its fresh approach credit repair program where you only pay after you see the results, is today announcing their newly released credit repair guide, “Your Credit … Only Easier.”
“This is a free eBook to help you better understand your credit, and what exactly makes your scores go up or down,” said Grant Presol, credit consultant/owner of Palouse Credit Consulting and creator of the website http://www.thecreditcommunity.com.
Among the contents of this ebook, readers will find information dealing with…
How to get a truly free credit account How to ADD a new trade line Credit Report Dispute Strategies, and much more.
Palouse Credit Consulting credit repair program includes credit bureau disputes, as well as comprehensive counseling services. “Our credit repair program is ideal for anyone interested in existent, honest and lasting credit improvement,” said Grant.
In a clocked where Americans are asking “What is a good imputed score?” there doesn’t seem to be a clear answer. “I’ve worked with many clients, and the major concern is what is “good decent” when it comes to a credit score? There’s no short answer to that question, so I decided to build TheCreditCommunity.com to try and answer that question in detail,” explained Grant. “There’s too many “too good to be true offers” out there. I wanted to provide a website with free answers, gratis guidance.”
Consumers are looking for answered about their credit in many dissimilar industries. The auto industry, mortgage lending industry, even the insurance industries. In some cases, a credit score has an impact on insurance rates or even future employment. “Your credit score is an amazing money saving tool, a wealth building tool, as well as a life building tool. You should larning about it, and utilize it to its fullest.” said Grant.
For further information about the advantages of repairing credit scores by yourself, or to get some credit repair guide tips that could help you facilitate repair of credit hit, please contact: Grant Presol, Credit Consultant/Owner, 509-878-1444, grant(at)thecreditcommunity(dot)com, or visit TheCreditCommunity.com.
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Is getting help through consumer credit counseling worth it? I need advice on how to raise my credit score?
Posted by admin in Consumer Credit Counseling on August 5, 2011
Question by chicken2008: Is getting help through consumer credit counseling worth it? I need advice on how to raise my credit score?
Are you best forth just calling each of the debts on your credit report and working out a payment arrangement with them directly.
Best answer:
Answer by Judy
Consumer credit councelling is good, but better is doing it yourself.Get a book at the bookstore called credit repair for dummiesit teaches you how to negotiate and lower interest rat.Don’t put it on your impute card.Just read the chapters you need – spend a hour at the bookstore – free./
Give your answer to this question below!
how long does it take for a negative mark to come off of a credit report?
today I was looking at my credit report and found I have 3 negatives on there that are affecting my score
the first is a old hospital bill I had forgotten about it’s been paid in full ( paid 03 of 08
and two consumer credit accounts also paid ( I know dumb ) I didn’t realize they showed up negative.
these are the only 3 things keeping me down………how long untill they are gone?
LEANDRO W: does this involve taking off my clothes?
Leroy
Question about credit reports? Please no advertisements?
We are thinking about buying a new car, before getting serious we pulled our credit report. 1st my score went up by 80 pts from six months ago… HOWEVER- our current mortage is not even on there with all three reports. We refinanced in March of this year with april being our first payment. We had 2 loans on the house and both showed 0 balance and states closed by the consumer due to refiance. If anyone could answer this it would be greatly appriciated
Allen