Posts Tagged good

Q&A: Is it a good or bad thing to go through a credit counseling service?


Question by Chrissy: Is it a good or bad thing to go through a credit counseling service?
Is it a good or bad thing to go through an imputing counseling service to aid relieve extreme debt?

Best answer:

Answer by rottie_mama1969
As long as they are lagit good, but just cognize you do pay them a fee for their services.



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The Search For What Is a Good Credit Score: The Credit Community Offers Its Answer


The Search For What Is a Good Credit Score: The Credit Community Offers Its Answer

Palouse, WA (PRWEB) October 12, 2011

Palouse Credit Consulting, known for its fresh approach credit repair program where you only pay after you see the results, is today announcing their newly released credit repair guide, “Your Credit … Only Easier.”

“This is a free eBook to help you better understand your credit, and what exactly makes your scores go up or down,” said Grant Presol, credit consultant/owner of Palouse Credit Consulting and creator of the website http://www.thecreditcommunity.com.

Among the contents of this ebook, readers will find information dealing with…

    How to get a truly free credit account     How to ADD a new trade line     Credit Report Dispute Strategies, and much more.

Palouse Credit Consulting credit repair program includes credit bureau disputes, as well as comprehensive counseling services. “Our credit repair program is ideal for anyone interested in existent, honest and lasting credit improvement,” said Grant.

In a clocked where Americans are asking “What is a good imputed score?” there doesn’t seem to be a clear answer. “I’ve worked with many clients, and the major concern is what is “good decent” when it comes to a credit score? There’s no short answer to that question, so I decided to build TheCreditCommunity.com to try and answer that question in detail,” explained Grant. “There’s too many “too good to be true offers” out there. I wanted to provide a website with free answers, gratis guidance.”

Consumers are looking for answered about their credit in many dissimilar industries. The auto industry, mortgage lending industry, even the insurance industries. In some cases, a credit score has an impact on insurance rates or even future employment. “Your credit score is an amazing money saving tool, a wealth building tool, as well as a life building tool. You should larning about it, and utilize it to its fullest.” said Grant.

For further information about the advantages of repairing credit scores by yourself, or to get some credit repair guide tips that could help you facilitate repair of credit hit, please contact: Grant Presol, Credit Consultant/Owner, 509-878-1444, grant(at)thecreditcommunity(dot)com, or visit TheCreditCommunity.com.

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Does anyone know of a good agency that can handle consumer credit counseling?


Question by joie: Does anyone know of a good agency that can handle consumer credit counseling?
I have contacted different places that I found on websites or saw on t.v. ads about helping with credit card debt. My problem is that my 3 cards only come to approx $ 3500 & these pose want me to have at least $ 10,000 in debt. Do you know of a non-profit agency that would take a lower amount in credit card debt & help us deal with the credit card companies? Thanks for your help!

Best answer:

Answer by G
hey,try Incharge Debt solutions, they are non profitable



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Does anyone know how good is Consumer Credit Counseling Service?


Question by Christian: Does anyone know how good is Consumer Credit Counseling Service?
Does anyone know how good is Consumer Credit Counseling Service???

Best answer:

Answer by CatDad
It “can” be good if you’re right at the point where you’ve just starting having trouble paying your credit cards…but have not yet defaulted or gone more than 90 days past due. CCCS can negotiate reduced payments and interest rat. They will take you to stop using all ascribe and to cut up your cards. Your credit accounted will be updated to “enrolled in debt management.” This does not damage your credit, but it may make it hard to obtain new credit while you are enrolled in their program….so don’t use this serve if you anticipate applying for a new apartment, car loan or mortgage anytime soon, as you would might be denied while you’re enrolled in the CCCS debt management program…While an accredited credit counseling program like CCCS can be good you need to be aware that these programs are funded by the credit card industry and this can create an obvious conflict of absorb in the advise they infect you. I advise against using CCCS if you are drastically past due or have already completely defaulted on most of your credit cards….If this is the case then you are better forth negotiating settlements directly with your creditors. You may be able to settle in the 25% – 50% range if your carded are already default. If you settle, get all terms in writing. They will probably want a boastfully lump sum rather than small payments over several years. CCCS will not negotiate settlements because they are funded by the credit card industry.CCCS counselors will often tell people to not file for bankruptcy when they really should. If your debt is overwhelming relative to your income/assets and the reduced payments negotiated by CCCS simply will not work, then you should think about filing for Chapter 7 bankruptcy.



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Is it a good idea to use consumer credit counseling, to stop foreclosure?


Question by sugarfoot: Is it a good idea to use consumer credit counseling, to stop foreclosure?
is consumer attributing reding going to help us out of foreclosure or make our situation worse?

Best answer:

Answer by nighttimewkr
It made my son worse. he finally had to file bacnkrupst and had wasted all that money on the counseling service.



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Q&A: Has anyone had a good experience with Consumer Credit Counseling Services, Money Management International?


Question by WE: Has anyone had a good experience with Consumer Credit Counseling Services, Money Management International?
This company is through Consumer Credit Counseling Service. After being unemployed for over 1 year, and used all my savings to pay my credit card bills I need the help of this type of service. I just got a chiselling making 80% less than I was making before, and have less to pay the credit card companies. I called each credit card company, and very few will work with me. Has anyone had a positive experience with Money Management International? Thank you.

Best answer:

Answer by Bob S
Nope.



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