Letters promising 0 percent financing and no annual fees pile out of mailboxes every day, but the number of letters hawking new credit card deals can be maddening. WESH 2′s Dave McDaniel took his 16 credit card offers he received in two days of mail to Consumer Credit Counseling Service. “The financial institutions are soliciting people who have good credit right now,” Rick Skaggs of Consumer Credit Counseling Services said.

Terry